The Pension Picture 2026
Inside Nigeria's ₦31.8 trillion retirement system: how fast it is growing, where the money is invested, who is covered, and what every…
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The ₦70,000 Question
Two years after the ₦70,000 minimum wage took effect, prices are up about 42%. What the floor buys now, why food costs…
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The True Cost of an Employee
Gross pay is not what an employee costs. Employer pension, NSITF, ITF and group life add about 11% before any benefits. The…
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Redundancy in Nigeria: process and pay
A step-by-step guide to redundancy for Nigerian employers: what section 20 of the Labour Act requires, how to select staff fairly, how…
Query letter samples for staff (lateness, absence, negligence, misconduct)
Six query letter samples Nigerian employers can adapt, a template for the employee's reply and the outcome letter, and the fair process…
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Pension contribution in Nigeria: rates, employer duties and remittance
Employer guide to the Contributory Pension Scheme: minimum rates of 10% and 8%, the salary base, which employers must take part, remitting…
Payroll software in Nigeria: how to choose (2026 buyer’s guide)
A practical buyer's guide to payroll software for Nigerian employers: the statutory work it must handle under the 2026 tax rules, the…
Payroll template for Nigeria (Excel, 2026 tax rules)
A free Excel payroll template for up to 50 employees that applies the 2026 PAYE rules, pension, NHF and NSITF, with a…
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Payroll in Nigeria: the complete guide for employers
Everything a Nigerian employer needs to set up and run payroll in 2026: the registrations, the monthly cycle, statutory deductions and deadlines,…
Overtime pay in Nigeria: rules and calculation
What the Labour Act says about working hours and overtime, why the overtime rate comes from your contract, how to turn a…